This program provides insurance coverage for Union Plumbing, Mechanical Piping and HVAC Contractors signatory with the Southern California Pipe Trades District Council #16 of the United Association of Plumbers and Pipefitters.


Target Clients

  • PIPE Contractors


  • General Liability
  • Contractors Pollution Liability


  • $1M/$2M/$2M to $2M/$4M/$2M – General Liability
  • $1M – Contractors Pollution
  • Minimum Premium
  • $10,000 – General Liability
  • $2,000 – Contractors Pollution


  • A X (A 10) non-admitted

Program Highlights

  • No Prior Work exclusion
  • Defense outside the limits
  • $5,000 per occurrence deductible
  • Blanket Completed Ops A/I endorsement
  • Silent on Subsidence
  • Broadened Notice of Occurrence
  • Unintentional E&O coverage
  • Broadened BI definition


  • ACORD Application
  • 5 years currently valued loss runs
  • Contractors Supplemental Application
  • Contractors Pollution Supplemental Application


Links are provided (below) for the various insurance applications which need to be completed in order to provide you with a quotation. Generally the insurance carriers would like a 90-day lead-time to process your quote. Some situations may require a quicker turn-a-round and we will do our best to meet your time line. The carriers will also require, at a minimum, a 3-year loss history, for the coverages requested.

After completing your application(s), please sign and forward with current loss runs to:

or send via Fax to: (909) 494-4164

or Mail:

Chris R. Reinhardt, CIC
ADR Program Administrator
Union ADR
P.O. Box U
Moreno Valley, CA 92556