What is ADR?

ADR Workers’ Compensation Program eliminates delays… eliminates complications and leads to resolutions.

Alternative Dispute Resolution (ADR)

…expedites the resolution of disputed claims by replacing the jurisdiction of the Workers’ Compensation Appeals Board with a highly streamlined process. With ADR, all disputed claims are subject to a 3-step process:

1. Ombudsman  2. Mediation  3. Arbitration

Collectively Bargained Workers’ Compensation (CBWC) delivers significant benefits to all parties involved.

For Union Employers:

  • Reduce Workers’ Compensation premiums
  • Group and ADR premium credits
  • Control and reduce claims costs through proven means
  • Prevent or mitigate expensive and time consuming litigation
  • Helps lower experience modification factors
  • Specialized safety programs


For accounts with annual premiums above $250,000 – stand-alone carrier agreements are negotiable.

ADR Workers’ Compensation is provided by these endorsed group program carriers:

For Union Members:

CBWC is a process designed to make the California Workers’ Compensation system simpler and easier for employees involved in a work related injury. The goals of the program were created with the injured worker in mind:

  • To provide access to high-quality medical treatment, delivered through a network of qualified medical providers.
  • To promptly provide the benefits to which you are entitled, once your claim has been approved – on time and without hassles or litigation.
  • To help facilitate a prompt, healthy return to work.
  • To provide an effective means for problem resolution should any questions or concerns arise about your claim.


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Call for a Quote Today: (800) 678-7352


PIPEADR-SiteLock-Secure-Seal Chris R. Reinhardt, CIC, ADR Program Administrator, is proud to announce that K-C INSURANCE AGENCY has been selected as our Preferred Insurance Broker effective August 1, 2015 based upon their expertise serving the construction industry since 1972.

State Fund Appoints Vernon Steiner New President and CEO

MAY 27, 2014: State Fund’s Board of Directors has appointed Vernon Steiner as President and CEO. Vernon will join State Compensation Insurance Fund on June 9th and comes to us from Zenith Insurance Company. As Senior Vice President of Claims, he was responsible for Zenith’s national claims operations with significant focus in California. Vernon has…

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